Insurance
138 schemas across 10 categories
Categories
Direct schemas
Insurance Certificate Schema
Evidence of insurance coverage for commercial and personal lines
Annuity Base Contract Schema
Base annuity contract type for all annuity products
Fixed Annuity Schema
Traditional fixed annuities with declared interest rates
Fixed Indexed Annuity (FIA) Schema
Fixed indexed annuities with index-linked interest crediting
Annuity Payout/Income Schema
Income annuities and payout phase schemas
Structured Annuity (RILA) Schema
Registered Index-Linked Annuities with buffer/floor protection
Variable Annuity Schema
Variable annuity with investment subaccounts and living benefits
COBRA Continuation Coverage Schema
COBRA continuation coverage administration per 29 USC 1161-1168
Employee Disability Benefits Schema
Short-term disability, long-term disability, and statutory disability
Employee Health Benefits Schema
Medical, dental, vision, prescription, and account-based benefits
Leave Benefits Schema
Paid time off, parental leave, bereavement, and military leave
Employee Life Insurance Benefits Schema
Basic life, supplemental life, dependent life, and AD&D benefits
Employee Retirement Benefits Schema
401(k), pension, profit-sharing, and nonqualified deferred compensation plans
Employee Benefits Common Types Schema
Common types for employee benefits administration
Voluntary Benefits Schema
Voluntary/worksite benefits including accident, critical illness, hospital, legal, and pet
Commercial Business Entity Schema
Core business entity definition for commercial insurance
Commercial Business Location Schema
Physical business location for commercial insurance rating
Commercial Insurance Common Types
Reusable type definitions for commercial insurance lines
Farm and Agribusiness Insurance Schema
Comprehensive farm coverage for property, liability, crops, and livestock
Commercial Auto Federal Compliance Schema
DOT/FMCSA hazmat and federal compliance requirements
Commercial Auto Coverage Schema
Commercial coverage definitions extending base auto coverage
Commercial Auto Driver Schema
Commercial driver definitions extending base auto driver
Commercial Auto Fleet & Motor Carrier Schema
Fleet management, DOT/FMCSA compliance, and motor carrier operations
Commercial Auto Insurance Policy Schema
Complete commercial auto insurance policy lifecycle schema
Commercial Auto Vehicle Schema
Commercial vehicle definitions extending base auto vehicle
Drone/UAS Insurance Schema
Unmanned Aircraft Systems hull and liability coverage for commercial and recreational operators
Hangarkeepers Liability Insurance Schema
Bailees coverage for aircraft in care, custody, or control
Commercial Claims Schema
Comprehensive claims schema for all commercial lines
Mining Insurance Schema
Comprehensive insurance for mining and extraction operations
Oil and Gas Insurance Schema
Comprehensive insurance for oil and gas industry operations
Power Generation Insurance Schema
Insurance for conventional power generation facilities
Renewable Energy Insurance Schema
Insurance for solar, wind, and other renewable energy facilities
Event Cancellation Insurance Schema
Financial loss coverage for cancelled, postponed, or abandoned events
Film Production Insurance Schema
Insurance for film, television, and video production operations
Media Insurance Schema
E&O and liability coverage for media and communications companies
Sports Insurance Schema
Insurance for sports organizations, teams, and athletic operations
Innkeepers Insurance Schema
Liability coverage for hotels, motels, and lodging establishments
Liquor Liability Insurance Schema
Dram shop liability coverage for alcohol-serving establishments
Restaurant Insurance Schema
Comprehensive insurance for restaurants and food service operations
Special Event Insurance Schema
Insurance for one-time and short-term special events
Commercial General Liability Schema
CGL coverage extending universal coverage primitive
Commercial Umbrella/Excess Liability Schema
Comprehensive umbrella/excess coverage extending universal coverage primitive
Commercial Cargo Insurance Schema
Comprehensive cargo insurance for goods in transit
Marine Hull Insurance Schema
Commercial marine hull insurance for vessels and watercraft
Ocean Cargo Insurance Schema
Marine cargo insurance for goods transported by sea
Protection and Indemnity Insurance Schema
P&I club coverage for shipowner third-party liabilities
Business Owners Policy Schema
Comprehensive BOP coverage for small/medium businesses
Builders Risk Insurance Schema
Comprehensive builders risk coverage for construction projects
Commercial Property Insurance Schema
Comprehensive commercial property coverage extending universal coverage primitive
Equipment Breakdown Insurance Schema
Comprehensive equipment breakdown coverage extending universal coverage primitive
Commercial Inland Marine Insurance Schema
Comprehensive inland marine coverage for mobile and transit property
Grade Crossing Insurance Schema
Liability and property coverage for highway-railroad grade crossings
Railroad Protective Liability Insurance Schema
Liability coverage for work on or adjacent to railroad property
Rolling Stock Insurance Schema
Physical damage coverage for railroad locomotives and cars
Cannabis Insurance Schema
Comprehensive insurance coverage for licensed cannabis operations
Commercial Crime and Fidelity Insurance Schema
Comprehensive crime coverage and fidelity bonds
Crypto / Digital Asset Insurance Schema
Comprehensive coverage for cryptocurrency, digital tokens, NFTs, and blockchain-based assets
Cyber Liability Insurance Schema
Comprehensive cyber coverage for data breach, network security, and privacy
Directors & Officers Liability Schema
Comprehensive D&O coverage with Side A/B/C/D structure
Employment Practices Liability Insurance Schema
Comprehensive EPLI coverage for employment-related claims
Pollution Liability Insurance Schema
Comprehensive environmental liability coverage
Professional Liability Insurance Schema
Comprehensive E&O coverage extending universal coverage primitive
Representations and Warranties Insurance Schema
Transactional risk insurance for M&A representation breaches
Surety Bond Schema
Comprehensive surety bond schema for contract and commercial surety
Garage Insurance Schema
Garage liability and garagekeepers coverage for automotive businesses
Motor Truck Cargo Insurance Schema
FMCSA-compliant cargo insurance for motor carriers
Non-Trucking Liability Insurance Schema
Bobtail/deadhead coverage for owner-operators between dispatches
Trailer Interchange Insurance Schema
Physical damage coverage for non-owned trailers under interchange
Truckers Liability Insurance Schema
Commercial motor carrier liability and trucking insurance
Workers' Compensation Insurance Schema
Comprehensive WC coverage extending universal coverage primitive
Insurance Agency Schema
Agency, producer, and CSR definitions
Insurance Carrier Schema
Carrier and program definitions
Insurance Documents Schema
Document and file attachment definitions
Insurance Party Schema
Person and organization definitions for insurance
Insurance Common Types
Insurance-specific type definitions for all insurance lines
Auto Insurance Claim Schema
Claim definitions for personal auto insurance
Personal Auto Insurance Coverage Schema
Personal auto coverage definitions extending universal coverage primitive
Auto Driver Schema
Base driver fields shared by personal and commercial auto
Auto Insurance Endorsement Schema
Endorsement and policy change definitions
Auto Insurance Rating Schema
Rating and premium definitions for personal auto insurance
Auto Vehicle Schema
Base vehicle fields shared by personal and commercial auto
Life & Annuity Common Types
Reusable type definitions for life insurance and annuity products
Coverage Schema
Coverage instance - a policy HAS this coverage
Coverage Schedule Schema
Groups coverages for a policy - what certificates view
Coverage Type Definition Schema
Canonical coverage type definitions - shared vocabulary for coverage instances
Coverage Type Library
Seed definitions for common coverage types
Coverage Deductibles Schema
Reusable deductible structures for various coverage types
Coverage Limits Schema
Reusable limit structures for complex limit patterns
Auto Coverage Schema
Auto-specific coverage extending universal coverage primitive
Homeowners Coverage Schema
Homeowners coverage extending universal coverage primitive
Liability Coverage Schema
General liability coverage extending universal coverage primitive
Professional Liability Coverage Schema
Professional liability coverage extending universal coverage primitive
Property Coverage Schema
Property coverage extending universal coverage primitive
Umbrella/Excess Coverage Schema
Umbrella and excess liability coverage extending universal coverage primitive
Workers Compensation Coverage Schema
Workers compensation coverage extending universal coverage primitive
Permanent Life Insurance Schema
Permanent (cash value) life insurance extending base policy
Life Insurance Base Policy Schema
Base life insurance policy type for all life products
Term Life Insurance Schema
Term life insurance extending base policy with term-specific fields
Captive Insurance Schema
Comprehensive captive insurance structures and programs
Excess & Surplus Lines Insurance Schema
Regulatory overlay for non-admitted insurance market placements
Lloyd's of London Market Schema
Lloyd's market structures, participants, and transaction types
Reinsurance Schema
Comprehensive reinsurance schema for treaty, facultative, and retrocession arrangements
Residential Insurance Common Types
Shared types for residential property insurance policies
Property & Casualty Common Types
Reusable type definitions for P&C insurance lines
Personal Auto Driver Schema
Personal driver extending core with personal-specific fields
Auto Insurance Policy Schema
Complete personal auto insurance policy lifecycle schema
Personal Auto Vehicle Schema
Personal vehicle extending core with personal-specific fields
Gig Economy Coverage Schema
Coverage for rideshare and delivery gig workers with period-based and platform-specific structures
Texas Personal Auto Policy Schema
Texas-specific personal auto policy with state minimum limits
Aircraft Insurance Schema
Aircraft hull and liability coverage for owners and operators
Classic and Collector Auto Insurance Schema
Insurance for antique, classic, vintage, and collector vehicles
Condo/Unit-Owners Insurance Schema (HO-6)
Comprehensive condo/unit-owners policy extending homeowners coverage primitives
Dwelling Fire Policy Schema
Dwelling fire policy for non-owner-occupied properties
Earthquake Insurance Policy Schema
Personal earthquake insurance policy derived from CEA, FEMA, USGS, and building code sources
Flood Insurance Policy Schema
Comprehensive flood insurance schema for NFIP and private flood coverage
Homeowners Policy Schema
Comprehensive homeowners policy extending homeowners coverage primitives
Identity Theft Insurance Schema
Personal identity theft protection and cyber liability coverage
Personal Mobile Equipment Insurance Schema
Insurance for personally-owned mobile equipment and small vehicles
Mobile/Manufactured Home Insurance Schema (HO-7)
Comprehensive HO-7 policy schema for manufactured and mobile homes
Motorcycle Insurance Schema
Comprehensive motorcycle and powersports vehicle insurance
Pet Insurance Schema
Comprehensive pet health insurance for dogs, cats, and exotic pets
Recreational Vehicle Insurance Schema
Comprehensive RV insurance for motorhomes, trailers, and campers
Renters Insurance Policy Schema
Renters insurance policy (HO-4) for tenant personal property and liability
Scheduled Personal Property Insurance Schema
Personal articles floater for valuable personal property items
Travel Insurance Schema
Comprehensive travel insurance policy schema for personal travel protection
Personal Umbrella/Excess Liability Schema
Personal umbrella insurance bridging auto, homeowners, watercraft, and recreational vehicle policies
Watercraft Insurance Schema
Personal watercraft insurance coverage for boats, yachts, PWC, and recreational vessels
Contingency Insurance Schema
Coverage for financial losses from contingent events
Difference in Conditions Insurance Schema
Gap coverage for perils excluded from primary property policies
Kidnap and Ransom Insurance Schema
Crisis coverage for kidnapping, extortion, and detention events
Mortgage Insurance Schema
Comprehensive mortgage insurance covering PMI, FHA MIP, VA, and USDA programs
Parametric Insurance Schema
Index-based insurance with predetermined payouts triggered by measured parameters
Political Risk Insurance Schema
Coverage for foreign investments against political perils
Prize Indemnity Insurance Schema
Coverage for promotional contest prize obligations
Product Recall Insurance Schema
Coverage for product recall expenses and related losses
Title Insurance Schema
Comprehensive title insurance for real property transactions
Trade Credit Insurance Schema
Coverage for accounts receivable and buyer non-payment
Weather Derivative Insurance Schema
Parametric coverage for weather-related business impacts